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Testing times.

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Ethics↗

High interest.

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Dental Care↗

Friendly societies.

Readers will probably be aware of the two friendly societies associated with the dental profession, the Dentists' Provident Society Ltd. and the Dentists' and General Mutual Benefit Society, which offer permanent sickness cover to their members. They may not be aware, however, that these societies are part of a wider movement which at one time offered almost the only available protection for the worker against the expenses of sickness and death.

History, 17th Century↗

Viatical settlements: effects on terminally ill patients.

PURPOSE: This study was performed to assess the knowledge, attitudes, and experiences with viatical settlements among hospice staff who provide financial counseling to terminally ill patients and their families. DESCRIPTION OF STUDY: A random sample of 300 hospices in the 50 states was selected from the National Hospice Directory. Staff members who provide financial counseling to patients and families were interviewed by phone using a 31-item structured questionnaire. RESULTS: The response rate was 80%. The results showed that only 4% of hospices provide information about viatical settlements to all patients, while 32% provide information only if asked. Only 9% of respondents rated themselves as very informed about viatical settlements, and 53% rated themselves as moderately informed. Of the 47 hospices where at least one patient had used a viatical settlement, 92% felt the patient had a positive experience using the resource. In response to a hypothetical case of a terminally ill patient considering a viatical settlement, 40% responded positively, while 51% were neutral. CLINICAL IMPLICATIONS: Among hospice financial counselors who have had experience with viatical settlements, most report positive experiences. When asked to respond to a hypothetical case, most respondents were either neutral or positive. However, lack of knowledge about viatical settlements may limit the availability of this resource for terminally ill patients and their families.

Counseling↗

[Insurance and genetics - options to prevent undesirable consequences].

The article analyses the different options to prevent or alleviate the undesirable consequences of molecular genetic information in the sphere of insurance. It distinguishes between macro-, meso- and micro-options. The options are examined in respect of their probability to be realised.

Confidentiality↗