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A survey of invalidity retirements under the Commonwealth Government superannuation scheme showed that the most common medical disabilities were anxiety/depressive neurosis (35%) and ischaemic heart disease (21%). At the time of retirement, an adverse effect on their health was noted from alcohol in 11% and from cigarette smoking in 16% of people.
As part of a larger survey assessing health and wellbeing in men and women at retirement age, vitamin D status was examined. The sample of 110 men and women participated in a week's weighed dietary survey, with extensive interviews including socio-economic background and the collection of medical information and blood samples. Estimations of plasma 25-hydroxyvitamin D (25-OHD) were included among the analyses, and were related to dietary intakes and sunlight exposure, including recent holidays in the sun. The results emphasize the major importance of ultraviolet light on the skin. Fortified and unfortified foods, as well as other variables possibly affecting vitamin D status, were investigated. It was found that a weekly consumption of fatty fish maintained adequate plasma 25-OHD levels in those whose exposure to sunlight was poor. It is concluded that positive action taken at a time of change, ie, retirement from work, may sustain the adequate vitamin D status shown in this sample.
The paper deals with the tasks of medical services in factories concerning the preparation of employees for active life-style in retirement age. It does so from the point of view of showing some problems related with the further development of the system of comprehensive care for the elderly as part of the socialist society. There are questions how to intensify the participation of various social forces and organize a better coordination in going together with the doctor. Special problems such as health-behaviour of old persons, housing-policy demands, tendencies in family-development and motivational factors, are noted and suggested to take them in account as more common facts of importance for preparing people for the age of retirement.
This article examines the validity of a mortality study of early retirees by Dr. Eric Kingson. The Kingson study supports the hypothesis that men who retired early were very prone to have work-limiting conditions even though they were not awarded Disability Insurance benefits. This article maintains that Kingson's study is analytically faulty because of the procedure used to categorize the sample. In comparing groups of early retirees, Kingson combined two groups--(1) severely disabled persons who died before becoming eligible to receive Disability Insurance benefits and (2) early retirees who alleged work-limiting disability. He found that their combined mortality was higher than that of those who received Disability Insurance benefits. He then concluded that, for this reason, early retirees who alleged work-limiting disability really had such disabilities. However, this article contends that the mortality effects of the first group are so great as to mask any conclusions relevant to the two groups combined. The analysis here does not conclude that persons generally do not retire early because of poor health, but rather that the findings of Kingson's study, being based on faulty mortality analysis, are not conclusive.
This article examines and compares the survival rates of persons claiming retired-worker benefits at age 62 with those who did not. The study is based on a sample of Social Security insured workers who reached age 62 during the period 1962-72. The proportion of men dying in the initial years after age 62 was higher among those who claimed benefits at age 62 than among those who did not. The same pattern held for women but the difference was very small. To the extent that survival after age 62 can be taken as an indication of health status at age 62, these data suggest that the age-62 claimants were somewhat more likely than others to have had health problems. The difference in survival rates between the two groups, however, was not as great as the difference in the incidence of health problems reported in surveys. Past surveys have shown that men receiving early retirement benefits were twice as likely as other men to report health problems. According to this study, survival rates for men claiming benefits at age 62 were only 3-5 percentage points lower by age 68 than those for other insured men. Within any given age cohort, the difference between survival rates of age-62 claimants and other insured men widened over time. Survival rates improved across the age cohorts. Among the men, survival rates improved somewhat more for the age-62 claimants than for others.
This study, using data from the Retirement History Study, indicates that as older Americans enter their retirement years, their property wealth is generally very limited and can seldom be expected to be much help in maintaining their preretirement standard of living. Although most older Americans own some form of assets, the value of these assets is generally quite small. Equity in the home is usually the most important form of asset for the elderly; liquid or income-producing assets are generally very limited in amount. Only a small proportion of respondents have substantial asset wealth. Married men are much more likely to own homes than nonmarried men and women, and are also more likely to own liquid assets of any magnitude.
Colon cancer shows a distinct geographic pattern in the United States, with mortality rates in the Northeast exceeding those in the South by about 50%. The North-South gradient remains even after adjustment for differences in urbanization and socioeconomic status. Those counties in the South that attract large numbers of retirees from the North retain the low colon mortality rates characteristic of the South, even at older ages. This observation implies either that certain life-style changes associated with migration at retirement rapidly reduce the risk of colon cancer or that individuals migrate selectively, based on some correlate of health. A specific hypothesis related to the former possibility is that consumption of fruits and vegetables, and the associated vitamin C, carotene, and fiber, is elevated in the South and related to the reduced risk of colon cancer. A protocol is presented for a case-control interview study in Southern retirement areas to assess these possible explanations. A detailed residential history, as well as information on frequency of consumption of specific foods, food groups, and micronutrients, will be collected by interview and will be complemented by selected serum micronutrient determinations and fecal mutagenicity assays.
In this study we have asked the opinion of ex-students, aspirant-students and non-students and their partners, about the pre-retirement-courses as given at boarding-schools, for five successive days. At the same time we have tried to find hints for possible effects of those courses. Some findings of these study in regard to these courses are discussed: how did one hear about it, what made people decide to go or not, what did one expect from it, what did one learn, how does one think about the educational activities. A little more than half of the ex-students who have been interviewed, gave a positive evaluation of the course. By far the most, the most important learning experience they mentioned was the meeting of perfect strangers from different social settings. We did not find any indications for possible effects on the areas of life that came up for discussion during the course. Several recommendations are done with regard to the plan and content of the course. We plead for a preparation for retirement, which is adjusted to the individual. Educational activities might play a part, but this does not apply to everyone.
The work and retirement decisions of husbands and wives are likely to be made jointly as they allocate their available resources. This article models the allocation of family wealth and family members' time over the lifetime of the unit. The first section reports simulation results that illustrate the relationship between the value of members' time in both market work and the production of home services. The model is then tested by means of the Retirement History Study for 1969-73. The estimation is conducted by employing a simultaneous logit model of labor-force participation by the husband and wife. Principal findings are: (1) Individuals respond positively to increases in their own wage rate but tend to reduce labor-force participation as the wage rate of their spouse increases, (2) the health of the husband is an important determinant of his labor-force participation, and (3) the probability that a person will be in the labor force is raised if the spouse is employed.
It is the principle aim of this analyses to show the individual ratio between income before and after retirement. For this purpose the ratio between preretirement earnings (earnings in the 12 month up to retirement) und old-age pensions was constructed ("individuelles Rentenniveau"). Informations on earnings and pensions were obtained from a Social Security file with a sample of 13 000 persons. The distribution of women ratio-profiles showed a great variation in levels but concentrated on very low values. The empirical results showed for men in nearly a Gaussion-distribution with a small variance in level but ratio-distribution differs with kind of pensions. The difference in the ratios depend firstly on the number of years for which contributions to the Social Insurance had been paid; secondly it was found out that the ratios were influenced by difference between the last and the average earning position.
This article reports on the hazard of mortality of aging retired- and disabled-worker men over the decade after they became Social Security beneficiaries. Basic patterns of mortality rates are described using data from the 1982 New Beneficiary Survey linked to administrative records. The article examines the association of increasing age, race, socioeconomic status, private health insurance, and other demographic and health characteristics with the duration of life between the two groups of men, using statistical models. Over the decade, the hazard of death for retired workers significantly increased with aging and with lower socioeconomic status. The hazard of death for the disabled was significantly associated with being black.
The most recent valuation of the financial condition of the railroad retirement system reveals that an existing actuarial deficiency will become more pronounced over time unless corrective action is taken. After projecting the progress of the fund under present law and certain assumptions about the future, the Railroad Retirement Board has concluded that the present value of benefits can be maintained only if the tax rate--already considerably higher for employers than under the social security program--is raised. An immediate increase of 4.1 percent of taxable payroll is required to effect an actuarial balance. Alternatively, a rise of 2.6 percent would be sufficient to prolong the fund until the year 2001. If the present tax rate is not changed, the fund is projected to run out in 1986.
Basic changes of daily activities during the period of transition to retirement according to the concept of the household approach are described with the help of results of empirical research. From the point of view of the household approach the transition to the phase of post-professional life is a sophisticated movement which is integrated in households, affects cycles of individual biographies and families just as individual and social structures in general and is linked with one or more changes of position and status from the dual pattern of job and freetime to the monistic private time schedule at the disposition of each household. The interpretations of the singles and couples questioned about their views of the period of transition to retirement are taken into account.
OBJECTIVE: The objective of the present study was to examine predictors of physical disability in a survey of retired men and women living in the Paris area followed-up longitudinally for 10 years. METHODS: Subjects were randomly selected in a supplementary retirement pension fund. In all 627 subjects took part in the first phase of the survey (1982-83) and 392 in the follow-up phase (1992-93). At the 10-year follow-up, there were 185 confirmed deaths and 50 subjects refused to participate or could not be traced. Physical disability was measured by difficulties reported by the subjects for seven basic activities of daily life. Possible predictors, socio-demographic, impairments, physical activities, working conditions during working life were explored at T1. RESULTS: The incidence of physical disability was 41.4% for men and 57.6% for women. For disability in mobility, the incidence was 37.1% for men and 54.7% for women. In multivariate analysis, predictors of physical disability were social category (clerks), no physical activities, use of medicine, mental impairment. The predictors of disability in mobility were sex (women), social category (clerks), use of medicine, cardio-respiratory and sensory impairments. On the contrary, subjects with mental impairment had a lower incidence of disability in mobility than subjects without mental impairment. CONCLUSION: The results confirm the two poles of disability: biomedical and social. Working conditions during working life do not seem to play a direct part in incidence of disability at ten years follow-up.
In this article, the financial prospects of baby boomers in their elderly years are examined. The article primarily attempts to draw together and summarize results found by other researchers, but a few new estimates are presented. The consensus of the research appears to be the following. Up to this point, the baby boom generation as a whole has a higher economic status than did their parents' generation at the same ages, but this does not hold for some subgroups. When it becomes elderly, the baby boom generation as a whole probably will have a higher economic status than their parents' generation has and will have at those ages, but, again, this may not hold for some subgroups. It is uncertain whether the baby boom generation as a whole will have enough resources in retirement to maintain their preretirement standard of living without increasing their saving or retiring later, but some subgroups will be able to maintain their living standard without changing their behavior.
We compare retirement with full-time employment on four forms of engaging activity and examine the consequences of retirement activities for the sense of control and psychological distress. We use a 1995 U.S. national telephone probability sample of 2,592 respondents with an oversample of persons aged sixty and older. In comparison to the activities of full-time employees, those of retirees are more alienating on some aspects but more engaging on others. Retiree activities are more routine, provide less of a chance to learn new things, provide less positive social interaction with others, and they are especially unlikely to involve problem-solving. However, retirees' activities are also equally enjoyable and more autonomous compared to those of full-time workers. Autonomous activities, fulfilling activities which are enjoyable and provide the opportunity to learn new things, and integrated activities are all positively associated with a sense of control and negatively associated with psychological distress. However, solving problems is associated with both high levels of control and high levels of distress. Retirees have a significantly lower sense of control than do full-time employees, in large part because of the characteristics of their daily activities. At the same time, retirees do not have significantly higher levels of psychological distress.
Limited data are available on the long-term effect an encounter with a predator has on its potential prey. Anecdotal reports from field research indicate that even unsuccessful attacks by predators on callitrichids have long-lasting effects. The subjects for this study were two groups of Geoffroy's marmosets (Callithrix geoffroyi) housed outside, off exhibit, at the Center for Reproduction of Endangered Species at the San Diego Wild Animal Park. Before they retired in the evening, the marmosets were observed under one of three conditions: snake model, cloth control, and no-stimulus control. Data were collected the following morning for 1 hr after the animals emerged from the sleeping box. Compared to control conditions, exposure to the snake model before retirement the previous evening was associated with significantly more vigilance checks (i.e., inspecting the area where the stimulus was last seen), and a delay in beginning to forage on the ground. These results suggest that callitrichids use recent threatening experiences to guide their vigilance behavior 12 hr after the threat is detected, and that they adjust their early morning behavior in response to potential predatory threats.
The aim of the present study was to identify factors at the beginning of inpatient rehabilitation for musculoskeletal diseases, predicting the employment state as early retiree or employed person 5 years after discharge. Of the cases, 88.7% could be correctly classified by logistic regression through "results of radiological imaging procedures," "duration of sick leave," and "wish for social compensation." Another objective was investigation of the influence of retirement on development of complaints. Early retirees were compared retrospectively to working persons 5 years after discharge with regard to development of main symptoms and well-being, considering the initial reason for social compensation. Early retirees with clinical reason for early retirement showed no marked changes, whereas patients who continued to work improved significantly in the long run. Results are discussed in relation to their socioeconomic implications.