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Shunning retirement: work experience of men in their seventies and early eighties.

Using data from the National Longitudinal Surveys (NLS) of Older Men, this study examined the extent and character of the work experience of men who opt to continue labor force participation well beyond conventional retirement age. Logistic regression results showed that good health, a strong psychological commitment to work, and a corresponding distaste for retirement are among the most important characteristics related to continued employment into old age. The probability of employment was also found to be positively related to educational attainment and being married to a working wife; it was negatively related to age and level of income in the absence of work. Of the men in the sample who were not working, very few gave evidence of a desire to do so. Policy implications of the findings are explored.

Aged↗

The role of bridge jobs in the retirement transition: gender, race, and ethnicity.

We used the first wave of the new Health and Retirement Study (HRS) to document the importance of transitional stages--bridge jobs--between career employment and complete labor force withdrawal in the early 1990s. We describe the labor force status of a sample of about 9,500 older Americans with some work experience after age 49, and the transition patterns of those for whom we can identify a career job. We observe significant bridge job activity, including part-time work and movement between self-employment and wage-and-salary jobs. Subsequent waves of the HRS will permit researchers to follow this large sample through the labor force withdrawal process and to analyze the determinants and consequences of alternative retirement routes.

Employment↗

Complex marital histories and economic well-being: the continuing legacy of divorce and widowhood as the HRS cohort approaches retirement.

We use data from the first wave of the Health and Retirement Survey (HRS) to examine the marital histories of this cohort of women and men on the verge of retirement. The legacy of past increases in divorce rates is evident in the complex marital histories of HRS households and the relationship between those histories and current economic status. Couples in a first marriage now make up only one-quarter of black households and fewer than half of all white and Hispanic households. In over one-third of all married-couple households, at least one spouse had a previous marriage that ended in divorce or widowhood. These couples have significantly lower incomes and assets than couples in first marriages. Contrary to the popular notion that private and public insurance better provide for the security of widows than divorced persons, currently widowed households and couples in which the prior marriage of one spouse had ended in widowhood are no better off than are their divorced peers. This holds true for both black and white households. From a single cross-section, one cannot tell what caused these differences in income and wealth across marital status groups although it is clear that women and blacks spend a higher percentage of their lifetime outside of marriage than do men and whites. We also speculate from estimates of widowhood expectations for a subset of married respondents that underestimating the chances of widowhood--because both men and women overestimate their chances of joint survival--may be a factor in the relatively low economic status of widows. Because couples in life-long marriages have been the traditional standard upon which marital property reform and the survivorship rules of private and public programs are based, their diminishing importance among all households raises concern about the protection provided by these institutions against the long-term economic consequences of past and future marital dissolution.

Cross-Sectional Studies↗

Predictors of life satisfaction amongst retired people in Paris.

BACKGROUND: The objective of the present study was to examine predictors of life satisfaction in a survey of retired men and women living in the Paris Metropolitan area. METHODS: In all 627 subjects took part in the first phase of the survey (1982-1983, T1), and 464 in the follow-up phase (1987-1988, T2) during which life satisfaction was evaluated, using the Life Satisfaction Index A (LSIA). Possible predictors were explored among the factors characterizing subjects at T1 and among those related to their occupational history. RESULTS: In the multivariate analyses, significant relationships were found between life satisfaction and the number of physical impairments and leisure activities, marital and mental health status and family relations. Taking into account the changes in these factors between the two phases of the survey increased the predictiveness of the regression models. CONCLUSIONS: These results confirm the links between life satisfaction and the factors generally recognized as its determinants. On the other hand, no effect of past occupational characteristics on life satisfaction long after retirement was shown.

Aged↗

Promotion of work ability, the quality of work and retirement.

In this study, the validity of a model designed to promote the work ability of aging workers was examined. The target areas of work ability promotion were searched for the characteristics that explain work ability the best. In addition, the way work ability relates to the quality of work and retirement was examined. The subjects (n = 1101) participated in the follow-up study on aging Finnish workers in 1992 and 1997. The results consistently supported the model for promoting work ability. All four areas of focus-(i) work demands and the environment; (ii) work organization and the work community; (iii) the promotion of workers' health and functional capacity; and (iv) the promotion of professional competence-proved to be strongly associated with work ability. Good work ability was associated with a high quality of work and the enjoyment of staying in one's job. It also predicted active and meaningful retirement.

Aging↗

Ill-health retirement among healthcare workers in the Southern Health Board of the Republic of Ireland.

AIM: To determine the incidence rates, trends and medical causes of ill-health retirement (IHR) among different occupational classes in the Southern Health Board (SHB). METHODS: The 14 702 permanent employees of the SHB were divided into six occupational classes based on socio-economic status and occupational demands. The occupational classes were compared for incidence rates of IHR, age at IHR, years of service and medical causes of IHR. The total group of employees was used as the standard for statistical comparison. Incidence rates were compared using standardized IHR ratios (SIHRRs). Medical causes were compared using proportional ill-health retirement ratios (PIHRRs). RESULTS: Three hundred and three employees were granted IHR from 1994 to 2000. The overall incidence rate of IHR was 2.9 per 1000 employees per annum. The highest SIHRRs occurred in male maintenance staff at 345 (CI: 221-513) and female support staff at 158 (CI: 123-201). With regard to age and years of service, IHR peaked at a time that coincided with enhancement to pension entitlements. The common causes of IHR were musculoskeletal disorder (38%), mental illness(17%), circulatory disorder (12%) and neoplasia (8%). PIHRRs did not vary significantly between the classes. CONCLUSION: IHR was more common among manual healthcare workers. The structure of the pension scheme appeared to influence the timing of IHR. Occupational class did not appear to influence the medical causes of IHR.

Female↗

Guidance on ill health retirement.

Doctors are increasingly being asked by their patients to provide a report in support of an application for them to retire from work on the grounds of ill health. There is evidence that some applications may be motivated more by financial incentives than by ill health. Doctors should be wary of a conflict of interest, know the pension company's criteria for ill health retirement and provide objective medical evidence. The decision as to whether the patient fulfils the criteria is best left to another doctor who is acting as an advisor to the pension company.

Aged↗

Nurses' retirement preparation.

Nurses expect that professional achievement and dedication to society will reward them with economic security in their later years. Such rewards may not be theirs without deliberate and careful attention to early preparation. This study showed that although nurses expect an adequate income during retirement, their current pension, benefit, and savings status suggests otherwise. Nurses who do not actively manage personal finances or attend to details of employment benefit packages place themselves at distinct risk for economic crisis during their decades of retirement.

Aged↗

It's never too early to plan for retirement.

There is a revolution today in the adult life cycle. People are leaving childhood sooner, but taking much longer to grow up and much longer to die. By the turn of the century, 1 in 5 persons will be over age 55. As people retire earlier and live to be older, extensive preparation needs to be made for retirement. This should be a priority for health professionals as well as for those they serve.

Attitude↗

Predictors of physical activity in older adults in an independent living retirement community.

This study was undertaken to examine potential predictors of physical activity in older adults in an independent living retirement community. Participants received a self-developed questionnaire that included questions regarding age, gender, educational attainment, physical activity habits, and physicians' physical activity counseling habits. One hundred nine of 150 questionnaires (72.7%) were completed and returned. Multivariate regression analyses revealed that younger age (p=0.013), higher educational attainment (p=0.003), positive attitude toward physical activity (p=0.030), and receiving advice from a physician to be physically active (p=0.001) were all positive predictors of increased physical activity. The results demonstrate that younger age, higher educational attainment, a positive attitude toward physical activity, and receiving advice from a physician to be physically active result in increased physical activity levels of older adults in an independent living retirement community.

Activities of Daily Living↗

Multidimensional risk assessment versus age as criterion for retirement of airline pilots.

OBJECTIVE: To determine whether airline pilots over the age of 60 pose a hazard to aviation safety and whether risk assessment could replace age-based retirement. DATA SOURCES: A computer-assisted literature search (MEDLINE), expert consultation, and government reports. STUDY SELECTION: Original studies on flight performance and pilot age; sudden incapacitation, neuropsychological testing, and/or medication use in pilots; and/or non-invasive testing for predicting sudden death or stroke in asymptomatic subjects. DATA EXTRACTION: Pertinent results and methods data were abstracted from the 49 included studies. DATA SYNTHESIS: No study on aircraft accidents or pilot performance has shown an increased accident risk for over-60-year-old pilots. Normal age-related cognitive changes probably have minimal impact on aviation safety up to age 70, given above average health, education, and experience in airline pilots. Cognitive tests have not been validated for predicting flight performance safety, but they can detect early stages of cognitive disease. Cardiovascular incapacitation risk increases with age, but risk factor profiles and non-invasive tests could identify pilots with non-acceptable risk. CONCLUSIONS: An improved medical certification test could identify those pathologic conditions that might occur more frequently in older subjects. If pilots also underwent adequate performance testing, a gradual increase of the retirement age to approximately age 70 would seem justified. In the future, a longitudinal database should be established to validate medical tests for their ability to predict a pilot's accident risk. Using individual pilots as their own controls might be more sensitive than using population-based norm values. Progress in this field would advance medical assessment for other groups such as air traffic controllers or automobile drivers.

Accidents, Aviation↗

Relationship between general health, social factors and oral health in women at the age of retirement.

Relationships between some medical, psychological, social factors and oral health were analyzed within a comprehensive study of women around the age of retirement. The study was performed in Malmö in 1985-1986 and included 165 women retiring from work between 851201 and 870131. Women in qualified professional positions and with high prosperity indices had an average significantly more remaining teeth and were less often edentulous than the others. The same applied to unmarried women compared to divorcees and widows. There were significant correlations between full blood glucose and serum urate concentrations and number of teeth, DFT and DFS. The mean number of prescribed drugs was negatively related to the number of remaining teeth and high drug consumption was positively related to oral dryness. Women complaining of strain, overwork, restlessness and difficulty in relaxing reported more often problems with oral dryness. Oral dryness was also related to high blood values of calcium, urate and triglycerides, while the serum levels of cholesterol were low. There were no differences between smokers and non-smokers concerning any of the studied tooth-related variables, oral dryness, hypertension or bodyweight. The results indicate a close relationship between general health, social factors and oral health.

Aged↗

Retired physicians: a survey study by the Turkish Medical Association.

BACKGROUND: The aim of this study was to assess the quality of life of retired Turkish physicians. The focus was on their working conditions, their health status, and the impact of their disabilities on activities of daily life. METHODS: The survey was conducted using a 35 item questionnaire, which was distributed to the local medical chambers allied with the Turkish Medical Association and thereafter was mailed to retirees aged 65 years and older. RESULTS: Out of 680 physicians, 391 (57.5%) responded, and percentages are expressed according to the number of physicians answering each question. The ages of the physicians ranged between 65 years and 91 years with a mean of 72.57+/-5.22 years. Overall, 236 physicians (60.8%) were still actively carrying on their profession, and 152 (39.2%) were not. Of the physicians who were working, 0.8% classified their working conditions as very bad, 9.7% as unsatisfactory, 37.7% as satisfactory, 33.6% as good, and 18.2% as excellent. The number of physicians with a disability was 42 (11.8%). The number of days on which physicians were hindered in their daily tasks ranged between 0 and 30 days with a mean (SD) of 1.55 (4.88) days, and the amount of sick leave ranged between 0 and 365 days with a mean of 2.25 (21.08) days. CONCLUSION: It is believed that planning for retirement in all its aspects should be a legitimate concern of all physicians. Recommendations for future retirees or the construction of guidelines for making this time of life enriching and a period of intellectual growth are awaited.

Aged↗

Effects of work exposure, retirement, and smoking on bronchoalveolar lavage measurements of lung dust in Vermont granite workers.

Estimation of the exposure to respirable dust in the workplace is an important aspect of industrial hygiene. We performed bronchoalveolar lavage (BAL) on 42 healthy nonindustrial control subjects and 44 workers in the Barre, Vermont granite industry to determine whether BAL materials reflected occupational exposure. The granite workers held jobs with a range of dust exposure intensities and had employment histories from 1 to 43 yr; 12 workers were retired. None of the workers had radiologic evidence of silicosis. The granite dust content of BAL materials was measured by enumerating the percentage of cells positive for particulates by polarized light microscopy, by analysis for silicon by scanning electron microscopy with energy-dispersive X-ray spectrometry, and by chemical analysis. Minerals were present in greater quantity in the BAL cells from granite workers than from nonindustrial control subjects. Polarized light microscopy was comparable in sensitivity, specificity, and overall accuracy to electron microscopy; chemical analysis was less accurate than either microscopic technique. Tobacco smoking did not interfere with the detection of the occupationally related minerals or influence the quantity of dust present. The mineral in BAL cells was partially related to the intensity of exposure within the granite industry and to the duration of employment, but there was great individual variation among subjects. Retirement led to a decrease in BAL mineral content, but substantial dust remained for many years.

Bronchoalveolar Lavage Fluid↗

Low back pain among retired wrestlers and heavyweight lifters.

The lifetime incidence and prevalence of low back pain among 32 retired wrestlers (ages 39 to 62 years) and 13 retired heavyweight lifters (ages 40 to 61 years) were evaluated and compared to the corresponding results in a cross-sectional study of 716 men (ages 40 to 47 years). The radiologic findings and the findings upon physical examination in the athletes were compared to the findings in another study of normal, active, similarly aged men who were sampled at random. The lifetime incidence and prevalence of low back pain was higher among the wrestlers (59%) compared with both the lifters (23%) and the control group (31%). The tolerance for backache seemed to be higher among the athletes than the controls. A higher frequency of old fractures was found among the wrestlers. The athletes with fractures had a higher frequency of low back pain. A significant decrease in disk height was found among the lifters.

Adult↗

Aging in place: a dilemma for retirement housing administrators.

The phenomenon of aging in place poses fundamental questions for administrators and planners of housing for the elderly. Based on a planning study for one retirement facility in the upper Midwest, we reviewed current knowledge pertinent to aging in place and present the findings of interviews with 13 housing administrators and present some limited market analysis of the host community of the subject retirement facility.

Activities of Daily Living↗

Can earnings decline cause a retirement flight of physicians? Financial compensation and the decision to stay in practice.

The authors analyze the historical correlation between annual change in the population of inactive physicians and annual change in the real net income earned by the average physician per hour of patient care. For a sample of nine census divisions across 8 years (1986-1989 and 1994-1997), two regression models conclude with 99% confidence that a fall in net income increases the outflow of physicians from active practice. Regression coefficients estimate that a $1.00 fall in hourly net income increases the population of inactive physicians by 1.46 percent after a 2-year period. Based on 1999 population data, the authors project that an earnings decline of $10.00 per patient care hour motivates 11,000 physicians to retire early. With projections of between 50,000 and 150,000 excess practitioners in the U.S. health care system, the analysis suggests that deterioration in financial compensation can erase part but not all of a physician surplus through early retirement.

Decision Making↗

Mental health in retirement: can deterioration be prevented?

The evidence that retirement is an important cause of mental illness is largely lacking, though it may contribute a little to depression, neurosis, subjective anxiety and marital tension. The situation is complex but possibly denial is one of the worst ways of adjusting to it. Physical and mental activity, good health, adequate means, well considered accommodation, an absorbing interest, congenial company and a philosophy which encompasses mortality are among the assets and attitudes which may promote successful retirement.

Aged↗