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At least 325 records · Page 18Linked to original sources

Survey of the dental state and needs of a group of elderly army pensioners in England.

375 army pensioners (89% of the population of the Royal Hospital Chelsea) were interviewed and given a dental inspection. The quality of any denture was assessed by KAPUR's method. Of the 318 men with dentures 254 (85%) had not been back to the dentist since and 60% of the dentures were over 10 years old. 244 denture wearers claimed they were satisfied although only 11 dentures could be rated 'good' and 67% of complete dentures were 'poor'. 25% of those interviewed actually wanted treatment, 10% did not know but the majority simply 'couldn't be bothered'. The overwhelming need is for skilled prosthetic treatment. A plea is made for educating patients to appreciate that dentures should be changed and that regular dental inspections are necessary throughout life.

Aged↗

Causal analysis on the use of dental services among old-age pensioners in Norway.

The purpose of the present paper was to establish and evaluate a causal model on the use of dental services in Norwegian old-age pensioners living at home. Data were derived from the Health Survey of 1975. The independent variables sex, age, education and dental status were dichotomized and arranged in this assumed temporal sequence. The dependent variable was also dichotomized into use versus non-use of dental services last year. The analysis started with the bivariate percentage table for sex and use, and then proceeded by adding one by one of the independent variables in the order of their time sequence. In this way the statistical relationship between an independent and the dependent variable was decomposed into direct, indirect and spurious effects. Dental status was the most influential determinant of use of services, having the greatest direct effect (0.40) and mediating indirect effect of the prior variables. Education came second with a direct effect of 0.18 and an indirect effect (0.11) by affecting dental status. There were only negligible differences in use rates between the age groups (less than 75 / greater than or equal to 75 years of age) when the other variables were held constant (0.05, P greater than 0.05). The greater part of the direct effect of sex (0.11) was limited to dentate persons aged 65-74 with low education. Both age and sex affected use of services indirectly through dental status (0.09 and --0.04, respectively).

Age Factors↗

Home-care workers: work conditions and occupational exclusion: a comparison between carers on early-retirement and regular pensions.

The aim of the study was to identify conditions associated with occupational exclusion from home-caring. In a group of 346 home-care workers who responded to a questionnaire, there were 18 newly-retired carers on early-retirement/disability pensions, and 28 carers who had just taken regular retirement. A discriminant analysis was conducted to identify work conditions that differentiated the two groups. The results show that a combination of variables--functional impairment (pain when doing physical work), psychosomatic complaints, and nature of relationship with/attitude to clients--significantly differentiated the two groups. When the discriminant coefficients were applied to other groups--older full-time and part-time employees (n = 224), carers who had undergone job transfers, and carers on long-term sick leave--the order of groups by discriminant-point score was largely as expected. The results are discussed in relation to dilemmas, psychological demands and organizational circumstances prevailing in home-care work.

Caregivers↗

An overview of work, retirement, and pensions in Japan.

Work to retirement in Japan is a sequential transition for the most part, and Japan permits mandatory retirement by firms at age 60. But many older people work beyond the age of 60, many more than in other industrialized countries. A number of hypotheses are examined, having to do with pensions, health, opportunity, interest in working, cultural attitudes (including the concept of ikigai), and public policy initiatives (such as employment policy and the Silver Human Resource Centers). Japan's cultural attitudes and existing policies appear to have set Japan on a unique course in considering the aging of its population. To what extent should other nations emulate Japan?

Aged↗

Hospital pension money deserves proper strategy.

The financial viability of the hospital's pension plan depends, in large part, upon the ability of its managers to invest and supervise the money. Mismanagement of funds can lead to diminished available funds and have devastating effects on the hospital's reserves. The following article looks at combatting fund mismanagement by hiring a professional financial manager.

Consultants↗

Private pensions: will the money be there when you retire?

There is clear evidence that Social Security, even when taken together with the benefits of a private pension plan, may not be adequate income for America's future retirees. Employees must begin planning and implementing long-term savings strategies now to make up the difference.

Aged↗

Insurance industry troubles put pension, annuity plans at risk; experts urge checkup.

Because of recent troubles in the insurance industry, most notably the state seizure of Newark, N.J.-based Mutual Benefit Life Insurance Co., it's a good time for hospitals and associations that sponsor pension and annuity plans to check up on the financial health of their investments, experts say. The rapid rise in "non-performing" mortgages held by insurance companies is among the maladies putting plans at risk.

Insurance Carriers↗

System's pension-plan consolidation pays off.

A couple of years after Daughters of Charity National Health System merged its 54 pension plans into one fund, the payback is proving the arduous process was worthwhile. An in-house study shows the 36-hospital system's consolidated fund is saving almost $2 million per year in administrative expenses, including reduced insurance premiums and managers fees. Experts see a growing trend of consolidation.

Centralized Hospital Services↗

Pension plans drift toward diversification.

Following New Jersey's seizure of Mutual Benefit Life Insurance Co. last summer, hospital associations have begun revamping their pension offerings, in some cases steering away from venerable, fixed-income insurance products and into diversified plans such as stock funds, which may offer better returns. But insurer-based plans remain a favorite as many programs stay on the conservative course.

Insurance Carriers↗

Factors affecting pension and health benefits availability in small and large business.

Factors affecting the provision of fringe benefits are receiving more attention as fringe benefits have become an increasingly important component of total compensation. Despite the importance of trends in fringe benefits to businesses and the economy, the effects of factors--including firm size--on the provision of fringe benefits have received only limited systematic attention. Studies have examined either worker characteristics or firm/establishment/ industry characteristics, but few have combined both types of characteristics to study a more comprehensive set of determinants. The author addresses this limitation using new data from a nationally representative sample of almost 600 firms. The focus of this study is on the two most important fringe benefits--pension plans and health insurance.

Commerce↗

Proposed revisions to certain regulations regarding annual reporting and disclosure requirements--Pension and Welfare Benefits Administration, DOL. Notice of proposed rulemaking.

This document contains proposed amendments to Department of Labor (Department) regulations relating to the annual reporting and disclosure requirements under part 1 of Title I of the Employee Retirement Income Security Act of 1974, as amended (ERISA or the Act). In part, the amendments contained in this document are necessary to conform the regulations to the previously published revisions to the annual return/report forms (Form 5500 Series) filed by administrators of employee pension and welfare benefit plans under part 1 of Title I of ERISA. The regulatory amendments, in conjunction with the revisions to the Form 5500 Series, are intended to reduce the annual reporting burdens on employee benefit plans while ensuring that the Department has access to the information it needs to carry out its administrative and enforcement responsibilities under ERISA and that participants and beneficiaries have access to the information they need to protect their rights and benefits under ERISA. Other proposed amendments contained in this document would modify the reporting requirements for certain group insurance arrangements. The remaining amendments are technical in nature and are designed to either simplify or clarify the existing reporting regulations. If adopted, the amendments will affect the financial and other information required to be reported and disclosed by employee benefit plans filing From 5500 Series reports under part 1 of Title I of ERISA.

Documentation↗

[Determinations in the applications for a medical rehabilitation--screening of blue color workers in the statutory pension insurance in Schleswig-Holstein].

During the first 6 months of 1997 the number of applications for medical rehabilitation measures dropped markedly by 50% compared with the number in the previous year. To clarify the reasons for this decline the regional statutory pension fund of blue collar workers in Schleswig-Holstein (LVA) and the Institute for Social Medicine, Medical University Lübeck initiated a survey among 4400 blue collar workers (2% of the LVA population aged of 40-59 years). Between November 1997 and January 1998 a postal survey inquired of the perceived need for rehabilitation and various criteria influencing the decision to apply for such a measure. After two months the response rate was 64%. A quarter of the workers answering considered themselves in need of rehabilitation. Of those 41% intended to file an application, 34% intended not to do so and 25% were undecided. The main reasons for supporting an application were encouragement by the GP and family members as well as the hope to improve working capacity. The decision against applying for rehabilitation was evoked by consequences of the recent legislation (WFG), job uncertainty and the public debate about the rehabilitation system in Germany.

Adult↗

[Problems in establishing special pensions for locomotive team workers].

The paper deals with a physiological rationale for fixing pensions for locomotive-drivers within the ranges of age and length of service. The study is based on the fact that the nature and conditions of their work accelerate their ageing and decrease their working capacity.

Accommodation, Ocular↗

Sell now. New pension law encourages early sale.

The time to begin planning your retirement is long before you actually quit working. Changes in the federal pension law allow you to shorten that planning timetable. By taking advantage of these changes, you will be preparing for a better life for yourself and your entire family.

Humans↗

Legal issues in cash balance pension plan conversions.

Replacing a traditional pension with a cash balance plan raises a number of complicated and unsettled legal issues, including the protection of accrued benefits, the rate of benefit accrual, age discrimination and notice requirements. This article discusses those issues and concludes that routine conversions to cash balance plans appear to be legal both currently and into the foreseeable future.

Age Factors↗

[The nationwide quality assurance program of the German pension insurance scheme. Experiences of several years of routine implementation].

The German pension insurance scheme's quality assurance programme for medical rehabilitation is aimed at improving the quality of medical rehabilitation. Interviews with patients and peer-review of medical files show that patient satisfaction is high and that experienced staff perceive the quality of the rehabilitation processes to be high. The results of external quality assurance procedures have also helped to improve the quality of rehabilitation centres.

Germany↗