Drug could slash rate of perinatal HIV.
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The British Government's official advisory committee on genetics has recommended a moratorium on the disclosure of genetic test results for life insurance until predictions based on such tests can be validated as actuarially important. In contrast, the trade association of the British insurance industry believes that genetic tests relating to eight conditions can yield information useful for life insurance. Although the Government has yet to respond, the debate is already moving on to genetic testing and the funding of health care for the elderly.
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Genetic testing will become the future standard of medical care. Life insurers will also need access to genetic information if the insurance industry is to survive intact and if cover is to remain affordable.
A new section in this issue of Nature highlights the growing demands of insurers for access to genetic information, the diversity of legislative responses, and the many scientific uncertainties. The history of genetics suggests a controversial way forward.
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