@misc{indiciae5b5f6ae2a5f5,
  title = {Insurance risks.},
  author = {M Broyde},
  year = {1993},
  doi = {10.1038/364665c0},
  url = {https://pubmed.ncbi.nlm.nih.gov/8355777/},
  note = {Source identifier: 8355777}
}