@misc{indiciaea81ed5fda2fd,
  title = {Student debt.},
  author = {P J Loughnane and C Sugden},
  year = {1995},
  doi = {10.1038/sj.bdj.4808864},
  url = {https://pubmed.ncbi.nlm.nih.gov/7546967/},
  note = {Source identifier: 7546967}
}