@misc{indiciaef3fe9f8ce1d7,
  title = {Student debt.},
  author = {J E Cooper},
  year = {2004},
  doi = {10.1038/sj.bdj.4811609},
  url = {https://pubmed.ncbi.nlm.nih.gov/15375394/},
  note = {Source identifier: 15375394}
}