@misc{indiciae6b0a2ca97a46,
  title = {Payback time.},
  author = {Graham Clews and Helen Mooney and Mary-Luise Harding},
  year = {2004},
  url = {https://pubmed.ncbi.nlm.nih.gov/14733069/},
  note = {Source identifier: 14733069}
}